Florida Real Estate Litigation
Robert Cemovich represents clients in real estate related litigation throughout Southwest Florida (including Venice FL). The Cemovich Law Firm, P.A. provides a range of real estate litigation services to commercial and individual clients, including owners, investors, property managers, tenants, and developers in matters arising from:
- Contract Disputes
- Construction Contracts
- Construction Liens
- Foreclosure Defense
- Landlord-Tenant Disputes
- Ejectment Actions
- Quiet Title Actions
- Title and Boundary Disputes
- Commission disputes
- Escrow deposit disputes
- Co-Owner Disputes
- Partition Actions
Robert Cemovich combines litigation experience with business know-how to protect his clients’ rights and interests – and prides himself in charging rates that are fair, affordable and reasonable.
For thorough and effective real estate dispute representation, call 941.485.9797 or click here to contact Robert Cemovich for a free initial consultation.
Selling through a Florida Short Sale
As an alternative to foreclosure, many sellers attempt to short sell their properties that are worth less than the amount of debt owing. Many legal and financial pitfalls need to be avoided in a short sale. Often a property owner short sells his or her residence without realizing the bank can still sue the property owner for the remaining unpaid debt – even though the short sale already took place!
Therefore, it is critical that real estate short sellers have the necessary real estate law advice when they sell a piece of real estate or their home. Robert Cemovich will work with you toward accomplish a short sale with your lender so you do not come out of pocket at closing or face owing the remaining debt after the short sale takes place.
In cases where a Florida short sale is not the best option, other strategies need to be considered. Robert Cemovich will guide the seller through their options, such as a deed in lieu of foreclosure. In this case, the goal is to turn the property back over to the bank without a foreclosure and without the bank coming after the homeowner for the difference in the value of the property.
Whether your property is in Venice, Englewood, North Port or the Sarasota area, Real Estate Attorney Robert Cemovich, with his experience and in-depth knowledge of Southwest Florida’s real estate market, will advise and represent homeowners in short sales, and deeds in lieu of foreclosure.
Buying through a Florida Short Sale
Short sales in Florida are particularly tricky because when you make a purchase offer, the offer will be contingent upon the seller’s bank agreeing to the sale. This happens because the price you are offering is less than the full mortgage amount the bank is owed. Banks are notorious for taking weeks, if not months, to approve a Florida short sale; ans sellers often takes several competing offers, submitting each one to the bank, out of which only one offer will be approved.
Buying Florida bank-owned properties can also be tricky and, at times even treacherous. Many times there are title issues, as well as other lien issues that have not been fully resolved by the bank in their foreclosure. Because the bank is going to sell the property “as is,” it is incumbent upon the buyer to do proper due diligence prior to closing. Chinese drywall, municipal liens, open construction permits, as well as unpaid homeowner association dues are all issues that need to be addressed when purchasing a bank-owned property.
Thus, hiring a real estate attorney experienced in Florida short sales and bank-owned property transactions is crucial to ensure you are protected at each stage of the process.
For more information about how Robert Cemovich can help you with your Florida real estate transaction contact us today or call 941.485.9797 for a free initial consultation.
Deed in Lieu of Foreclosure
A deed in lieu of foreclosure can be an effective way to keep the foreclosure off your credit report. It is a process that involves the borrower voluntarily giving the property over to the lender. By accepting a deed in lieu of foreclosure, the lender ordinarily cancels the debt and releases the borrower from all liability to pay the mortgage. When other options fail or are simply not possible, a deed in lieu may be the only way a borrower can avoid having a foreclosure on his or her credit report.
Contact the Cemovich Law Firm, P.A. today to discuss whether a deed in lieu of foreclosure may be a viable option for you.
Robert Cemovich can sit down with you and answer your questions, address your concerns, review your financial situation and help you make the decision of whether a deed in lieu may help you. If that is not the best option for you, Robert can also assist you with a short sale.
Click Here or call Robert at 941.485.9797 to schedule a FREE initial consultation.
Florida Foreclosure Defense
The Cemovich Law Firm, P.A. defends clients against foreclosure throughout Southwest Florida. Robert Cemovich takes care to provide personalized attention and experienced legal counsel to all of his clients in the face of foreclosure.
If you’re going through foreclosure, realize YOU ARE NOT ALONE. Numerous foreclosures are filed each month in Southwest Florida, many of them in the North Port area. If you are facing foreclosure, you probably have more questions than you can count. You may feel confused, helpless or angry.
Click Here or call Robert at 941.485.9797 to schedule a free initial consultation.
Develop a Strategy with Robert
Homeowners have various different options and strategies that should be considered in fighting a foreclosure case. If you are facing foreclosure and unsure of your options, it is important to know that the sooner you develop a strategy, the more successful your foreclosure defense could be.
The Cemovich Law Firm, P.A. has represented hundreds of clients throughout Sarasota, Charlotte and Manatee Counties, and especially in the North Port area, during the Florida foreclosure crisis. Robert has significant experience in developing viable strategies to defend his clients in foreclosure cases and to prevent costly deficiency judgments and keep “foreclosure” off his clients’ credit reports.
The vast majority of Florida homeowners facing foreclosure, unfortunately, do nothing or very little to defend their rights. This is because many homeowners are unsure of their legal rights and know very little about the foreclosure process. If you are in a foreclosure, realize you have the right to raise legitimate defenses.
Some advantages to fighting foreclosure can be MORE TIME, that is:
- More time to renegotiate the payments
- More time to secure alternative financing to bring the property out of foreclosure
- More time to issue a deed in lieu of foreclosure or sell the property in a short sale in cooperation with mortgage lender
- More time to save money to reinstate the mortgage, to allow borrowers to get over their hardship and/or to remain in their homes for the duration of the lawsuit
Time is Key!
Additional time could help homeowners avoid foreclosure altogether by giving them an opportunity to execute a short sale or deed-in-lieu of foreclosure. These options could stop foreclosure and prevent costly deficiency judgments.
If you ever find yourself in such a predicament… This firm will fight your foreclosure, even if you are behind on your mortgage payments. Banks and lenders must take very specific steps to prove their foreclosure case; and, borrowers have the right to defend themselves. Robert has experience defending clients in court, bringing to light any potential violations of their rights and any errors in the foreclosure suit filed against his clients.
Whether you are facing foreclosure in Venice, Sarasota, North Port or somewhere else in Southwest Florida, to get started, Click Here to contact Robert Cemovich or call 941.485.9797. Your initial case evaluation is free and always confidential.
With his knowledge and experience to back you, you have the opportunity of seeking the outcome you’re hoping for.
The Cemovich Law Firm, P.A. will gladly quote you fees for foreclosure defense and is proud of charging rates that are fair, affordable and reasonable to his clients.
Act Now on Your Foreclosure Case – Call Now!
But don’t wait too long. The longer you delay in fighting your foreclosure, the more difficult it can be for Robert Cemovich to represent you in court. Sometimes people wait too long, and then there’s very little that can be done to help. Don’t wait! Call today at 941.485.9797 for a free initial consultation. Calls are received 24 hours a day, 7 days a week. So, call any time. No office visit is required.
Typically, you have only 20 days to file a response to a foreclosure lawsuit in Florida, and the failure to respond may limit your options. Be proactive and involve a foreclosure defense lawyer who can get to work immediately in protecting your rights as a homeowner.
Why Hire a Lawyer to Represent You in Your Foreclosure Case?
Robert Cemovich understands that his foreclosure clients are already in a situation where money is tight. Homeowners often wonder whether they should even hire an attorney at all. Robert knows that deciding to involve an attorney in the face of foreclosure may be a difficult decision for many homeowners. But, it is important to know that when a borrower is served a notice of foreclosure, this is actually a lawsuit that has been filed against borrower. An attorney with the legal knowledge and experience is necessary to assist borrowers through this process and help take action to save the home or avoid foreclosure, depending on the client’s particular goals.
Reasonable Rates and Fees
Robert Cemovich works closely with individuals and families facing foreclosure and is proud to charge rates that are fair, reasonable and affordable. All fees are discussed and agreed upon upfront.
Click Here or call Robert at 941.485.9797 to schedule a free initial consultation.
Robert represents clients throughout Southwest Florida in but not limited to Venice, North Port, Englewood, Sarasota and Bradenton. All initial consultations are free and always confidential.